Posts Tagged ‘solicitors’

Making a PPI Claim

Tuesday, November 15th, 2011

Have you been sold Payment Protection Insurance alongside your credit card, loan or mortgage? If so, it is worth checking that your insurance is valid after many consumers are reclaiming thousands in PPI compensation claims. It comes after a number of lenders have issued unsuitable policies to a selection of customers UK, many of which are not aware that their PPI is void. If you believe you have been mis-sold your PPI, it is important to find out if you could make a PPI claim and recover the compensation you’re owed. To find out more, read our guide on making a PPI claim and discover if you are eligible to make a claim.

Could You Make a PPI Claim?

In order to make a claim, your PPI must have been issued within the past six years. To prove this, it is important to recover any documentation about your the PPI you were sold alongside your credit card, loan or mortgage. Once you have your paperwork, you can establish the strength of your claim based on the following questions:

Were you fully covered by your Payment Protection Insurance?

This may sound straightforward, but many PPI policies were issued unnecessarily and either did not sufficiently cover consumers or did not need to be applied because the consumer was covered by another policy. It is the bank’s responsibility to ensure that you have an appropriate policy and they should not deliberately mis-sell insurance for their own gain. Certain checks must be made, and if these were not adhered to then you could have a reason to claim.

Were you made aware that your PPI was optional?

A lender should never imply that PPI policies are mandatory for you to receive a loan or credit card. It is illegal for a bank to try and suggest that a policy is essential or to issue a PPI automatically. If you feel that this has happened, it is vital that you get in touch with a solicitor to discuss your options.

Were you asked about your medical history?

You should have been asked about your medical history before any sort of policy was issued. Most PPI policies do not cover medical conditions, so if you have a health issue; it is a possibility that your insurance is void. Check your documents to ensure you were asked and that the process was followed correctly.

To find out more about PPI Claims, visit Precision Claims online. We have years of experience helping our clients make successful PPI claims and we can help you begin your claim today.

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Car Accident Compensation Solicitors Some Fast Facts

Sunday, October 23rd, 2011

State of mind will not be same all the time and especially when one has met with an accident. It is hard to react smart ways at the times of distress. Some of the formalities executed right at the spot just after an accident will aid one to claim compensation effectively. Still, at that moment there will be a lot of things running in the mind and not just this aspect alone. It is quite intelligent way to call upon the car accident compensation solicitors immediately for assistance.

One ever knows what happens in the next moment. Such an uncertainly is quite common in the life of anyone. Having said that seeking the help of others to overcome odd circumstances, is not a bad idea at all. Rather, it would be of great help to save a lot of time and money as well.

Also, one cannot be consistently smart all the time. People tend to react to different aspects in different ways. No one could be master of all the trades. A specialist in a particular subject will have adequate knowledge about the latest happenings in the field.

These are the people who are used to these circumstances on a daily basis and know well on how to react. Their decisions will be ideal as they have a lot of experience in the field. It is why the big conglomerates spend so much money on professional consultants.

There are professionals and experts that take cases for free of cost. There is no demand for any fees upfront unless the case taken is successfully won by them to get the stated amount of money for the victim or his kith and kin. In case winning the percentage of commission has to be paid to them as salary or fees.

This policy of the car accident compensation solicitors is certainly an advantage for the people who do make their claims. Also, it is for their own good as well. More business could be obtained that ways without any hardships. People tend to approach instantly as there is no fee at all in case of a futile attempt.

If you have been in an crash and need Car Accident Compensation Solicitors then search for someone who will help you fight for a No Win No Fee Accident Claim

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This Article Contains Some Hints Regarding Compensation For Accident Claims

Tuesday, August 31st, 2010

The legal term “personal injury” describes an accident or incident which has resulted in a physical or mental injury. You can usually claim compensation when somebody else is at fault for your injury. These kinds of injuries can range from simple trips to serious injuries suffered at work.

The first step in the compensation process is finding someone to pursue the claim.

There are many people who will say that they can help you and who say that they are expert claim handlers and advertise extensively to that end. However, these people are rarely fully qualified and are effectively working out of the equivalent of call centres. Each individual claim is complex in its own way and it is better to have a fully qualified solicitor handle it.

A specialist solicitor will be able to review a claim for compensation and decide if it is worth pursuing and, if so, what the likely amount claimed will be. The amount claimed will depend on the nature of the injury and can also include specific claims for such things as expenses and loss of income.

Most solicitor firms can now offer a “No Win No Fee” service. I.e. the accused party will pay the legal costs of both sides as well as compensation. Even if the claim is unsuccessful, the person claiming can usually pay nothing. Your solicitor will explain how this works.

Nigel Holdcroft, a partner at Tolhurst Fisher LLP Solicitors said; “using a solicitor means that you will have expert advice on hand at every step of the way at no extra cost.”

The next step is getting a medical report commissioned.

Once you’ve made the claim, the process that follows will depend on a couple of factors. One, the nature and severity of the injury and two, the attitude of the person against whom you’re making the claim. Quite often theses claims don’t go to court because they can be settled following negotiations.

Claim Checklist:

1/ The accident must usually have occurred within the last three years.

2/ The accident must have been someone else’s fault.

3/ You must have received medical attention for the accident to be classed as an injury.

4/ The party at fault for the injury must be able to pay compensation (usually through insurers)

Corporate Solicitors Chelmsford Where somebody else is at fault for an injury there may be the opportunity to claim compensation. The next step is getting a medical report commissioned. One, the nature and severity of the injury and two, the attitude of the person against whom you’re making the claim.

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A Pretty Nasty Accident At Work

Tuesday, March 16th, 2010

After suffering severe injuries at work an American bricklayer was told by his claims adjuster that “trying to do the job alone” was not a detailed enough description of how the accident occurred for the insurance paperwork. The man then gave the following account of how his injuries transpired:

“When working alone as a bricklayer at the top of a six story building I discovered at the end of the day that I had over 500 pounds of bricks remaining. As opposed to carrying them down the six flights of stairs by hand I concluded I would lower them down using the barrel and pulley attached to the roof.

After securing the ropes I returned to the roof and began to fill up the barrel. Once full I returned to the ground to release the rope, because the bricks weighed almost 5 times more than I did, I made sure I had a firm grip of the rope before releasing it. Unsurprisingly I was launched off the ground quite quickly and did not have the foresight to let go of the rope.

I immediately ascended at a rapid rate before making contact with the barrel travelling in the opposite direction roughly in the region of the third floor. This was the cause of my fractured skull and broken collarbone. My ascent continued until I was promptly stopped by the entanglement of my hand in the pulley system.

Fortunately I had the foresight at this point to retain my tight grip of the rope despite missing half my hand. However at about the same time the barrel crashed to the ground subsequently spilling its entire contents. Now weighing double my opposite load, we began to swiftly change places which accounts for my two fractured ankles and lacerations to my legs and lower body.

Despite the collision being severe enough to reduce my speed, I fell the remaining three storeys to the pile of bricks below. Regrettably as I lay on the pile of bricks with three broken vertebrae and the formerly mentioned injuries, I did not have the foresight to continue holding on to the rope…

If you have had an accident at work and want a no win no fee solicitors, then check out the ‘Whats-My-Claim-Worth’ site for lawyers who can get you the rightcompensation payments.

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